Welcome to Mutual Funds Advisor
To maximize earnings or return on their investment in mutual funds investors need to minimize the cost. Thus, knowing the costs of investing in particular mutual funds can help you choose a mutual fund.
If you are planning to invest in mutual funds, you need to learn about breakpoints. Breakpoints offer mutual fund investors the opportunity to get a discount on their sales load.
As the name of the no-load funds imply, such funds do not charge any type of sales load. However, a no-load fund can charge certain types of fees that are not classified as sales loads.
Many investors try to pick mutual funds based solely on the funds’ past performance. However when you pick a mutual fund you should also consider other factors.
The mutual fund prospectus contains valuable information that you should by all means get familiar with before you invest. Learn how to read the mutual fund prospectus.
Some investors don’t quite realize the difference between the ultra-short bond funds and money market funds but there are some material differences between them.
Ultra-short bond funds, like other bond mutual fund generally choose fixed income securities that have extremely short maturities.
Before you invest in a mutual fund you need to read any information that is available to shareholders and investors in order to know where you invest your money. There are various documents you can use to obtain such information.
There are certain circumstances when your contribution limit to a Roth IRA account may be reduced (phased out); namely, when your modified adjusted gross income (AGI) goes above a certain level.
We have provided you with the contribution limits to your 401 (k) plan for the years 2004, 2005, 2006, 2007, 2008 and 2009 as they are established by the IRS (the Internal Revenue Service).
A SEP IRA (Simplified Employee Pension Individual Retirement Account) is a retirement plan that is easy to set up and administer, and has relatively low administrative costs. Under a SEP plan employers make contributions that are subject to certain limits.
Just as with a 401(k) plan, 403(b) plans allow employees to make salary deferral contributions to their 403b plan sponsored by the employer. These contributions are limited by certain regulatory caps.
A SIMPLE IRA is an employer sponsored retirement plan, which is typically used by small businesses and allow eligible employees to contribute a limited part of their pre-tax pay to the retirement plan.
The Federal government imposes certain annual contribution limits to Roth IRA and traditional IRA accounts. In this article will find the IRA contribution limits for the years 2002, 2003, 2004, 2005, 2006, 2007, 2008 and 2009.
Basically, the contribution retirement plans described in IRC section 457 are very similar to the 401(k) or 403(b) plans and all are subject to certain contribution limits. You can contribute both to a Section 457 retirement plan and a 401k plan.